• Decisions, Decisions

    Once upon a time, home buyers and sellers didn’t think much about title companies: they simply used the company recommended by their lender or realtor. However, in a recent effort to protect consumers from predatory lending practices, legislation now requires the consumer (buyer) to select a title company from a list of options. Even if your lender or realtor wants to help you decide, they simply can’t under the new rules. East Texas Title Companies strives to make this decision easy for you.

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  • We’re Texas-owned and -operated

    Why should you care? Because we live here, we work here, and we understand the nuances of Texas real estate transactions. From mineral reservations to community property and homestead issues to boundary disputes, we’ve got local knowledge and expertise. And we make local decisions, which means your transaction doesn’t get lost in corporate red tape. Our roots are in East Texas, but we can close your transaction in over 60 Texas counties

  • We’ve Got Your Back

    When real estate markets get “hot”, many sellers choose to forego realtor representation and sell their homes themselves. Since 1990, East Texas Title Companies has helped buyers and sellers close their transactions smoothly and professionally. We have experienced escrow officers and attorneys on staff to advise you every step of the way.

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East Texas Title Companies

Buyers & Sellers

Buyer Closing Preparation

  • Three days before closing, East Texas Title Companies will work with your lender to provide you with a Closing Disclosure. It will include:
    • Loan Terms including loan amount, term and interest rate
    • Final Costs including all fees, pro-rations, taxes and other charges and credits associated with your purchase
    • Comparison against terms and costs provided in the Loan Estimate (LE) previously provided by your lender
  • Your closing will be scheduled at your convenience
    • In person – in one of our closing offices, or we will come to you
    • Online – we offer safe, secure, virtual closings using the latest encrypted technology
  • At closing, you will need to present an original, unexpired government ID with Photo (i.e., Driver’s license, Passport) and a second form of ID with a photo if possible
  • WIRED FUNDS ARE REQUIRED – Please be advised that East Texas Title Companies does not accept emailed or faxed wiring instructions. We require that all wiring instructions be delivered directly to the closing office and will be verified. We do not accept any change in wiring instructions once received.

Seller Closing Preparation

  • No later than the date of closing, East Texas Title Companies will provide you and the buyer’s lender with a Seller’s Closing Disclosure, which will provide the actual terms of your transaction, including sales price, adjustments to prepaid items, your loan payoff(s) and other details.
  • Your closing will be scheduled at your convenience
    • In person – in one of our closing offices, or we will come to you
    • Online – we offer safe, secure, virtual closings using the latest encrypted technology
  • At closing, you will need to present the following items:
    • An original, unexpired government ID with Photo (i.e., Driver’s license, Passport)
    • Evidence of recent tax payment (if payment was made within the past 30 days)
    • Evidence of recent HOA payment (if payment was made within the past 15 days)
    • Evidence of recent mortgage payment (if payment was made within the past 10 days)
    • Wiring instructions if we will be wiring seller proceeds to you. Wiring instructions must be to an account held in the same name as ALL of the property owner(s)